We entered 2018 with yet another big change for mortgages. The stress test previously reserved for insured mortgages became the norm for all mortgages (insured and conventional) originated at federally regulated financial institutions. I had the pleasure of being on Pulse FM with Ian Power discussing what the stress test means for home buyers, predictions on how it will affect our market, and tips on getting into the real estate market. If you are planning to invest in real estate, check out this short interview. Hopefully, it will answer some of your questions.