When A Pre-Approval Isn’t Quite What You Thought…
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Pre-approvals: It’s a must when house-hunting, but do you know that a pre-approval is not a guarantee? There are many common misconceptions about pre-approvals, and…
A 7 month review of the the stress test that’s stressing us out
It might not come as a surprise to hear my opinion on the latest mortgage rules introduced 7 months ago on January 1, 2018. Simply…
Variable vs. Fixed – the debate continues…still not one size fits all.
Variable Rate Mortgages vs. Fixed Rate Mortgages – the debate continues… It’s still not one size fits all. Variable rate mortgages vs. fixed rate mortgages…the…
What do all the NAFTA talks mean for Vancouver Real Estate?
If you are like most Canadians, you are concerned about NAFTA and its effect on our economy. In my world, as a mortgage broker, I…
2/2: New mortgage rules impact on Vancouver’s real estate market
If you are like most Canadians, you are concerned about NAFTA and its effect on our economy. In my world as a mortgage broker, I…
New mortgage rules impact on Vancouver’s ‘cooling’ real estate market
5 months after the latest mortgage rule changes, we are starting to see some impacts in the real estate market, especially here in Vancouver. Many…
Credit Score: Q & A On How to Improve Your Credit Score Before Applying For A Mortgage
It’s time for this week’s hot topic. This week’s questions revolve around credit score and how to improve yours before applying for a mortgage. This…
Pre-sales & Everything You Need to Know About the Mortgage that Goes with It
Pre-Sale Mortgages: What are they & How are they beneficial? Time for the new hot topic of the week. This week’s questions revolve around pre-sales,…
Source of Income: How does your source of income impact your mortgage options & what to do
It’s time for another hot question of the week. This is one I get asked ALL THE TIME when I am helping process a mortgage…
A New Mortgage Qualifying Rate Increase? Again?!
Hello mortgage advice seekers! Today I want to talk about something that is a very hot topic in the Canadian mortgage market right now. Actually,…