How Do Your Dreams Of Home Ownership Compare To These Newcomers’?
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As a mortgage broker who deals with a lot of first-time homebuyers, I’m constantly impressed by my clients’ willingness to work hard and sacrifice to…
When it Comes to BC Real Estate, Newcomers to Canada Are Big Believers
There are always speculations on who is buying real estate in Canada, particularly in the more expensive cities like Vancouver and Toronto. In the last…
Thinking of Breaking Up With Your Mortgage to Take Advantage of the New Rates? Read This First.
In Vancouver, the only thing more difficult than dating is finding the right mortgage. Or, at least that’s what I’ve been told by dozens of…
What are the benefits of a Home Line Of Credit (HELOC) and when to use it?
As a mortgage broker I am often asked when is the best time for someone to apply for a LOC? Regardless of who is asking…
It’s a buyers market out there!
Sellers market, buyers market… what are they? How can you tell which one it is? Are there benefits to it being one or the other?…
When A Pre-Approval Isn’t Quite What You Thought…
Pre-approvals: It’s a must when house-hunting, but do you know that a pre-approval is not a guarantee? There are many common misconceptions about pre-approvals, and…
A 7 month review of the the stress test that’s stressing us out
It might not come as a surprise to hear my opinion on the latest mortgage rules introduced 7 months ago on January 1, 2018. Simply…
Variable vs. Fixed – the debate continues…still not one size fits all.
Variable Rate Mortgages vs. Fixed Rate Mortgages – the debate continues… It’s still not one size fits all. Variable rate mortgages vs. fixed rate mortgages…the…
What do all the NAFTA talks mean for Vancouver Real Estate?
If you are like most Canadians, you are concerned about NAFTA and its effect on our economy. In my world, as a mortgage broker, I…
2/2: New mortgage rules impact on Vancouver’s real estate market
If you are like most Canadians, you are concerned about NAFTA and its effect on our economy. In my world as a mortgage broker, I…