New mortgage rules impact on Vancouver’s ‘cooling’ real estate market
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5 months after the latest mortgage rule changes, we are starting to see some impacts in the real estate market, especially here in Vancouver. Many…
Credit Score: Q & A On How to Improve Your Credit Score Before Applying For A Mortgage
It’s time for this week’s hot topic. This week’s questions revolve around credit score and how to improve yours before applying for a mortgage. This…
Pre-sales & Everything You Need to Know About the Mortgage that Goes with It
Pre-Sale Mortgages: What are they & How are they beneficial? Time for the new hot topic of the week. This week’s questions revolve around pre-sales,…
Source of Income: How does your source of income impact your mortgage options & what to do
It’s time for another hot question of the week. This is one I get asked ALL THE TIME when I am helping process a mortgage…
A New Mortgage Qualifying Rate Increase? Again?!
Hello mortgage advice seekers! Today I want to talk about something that is a very hot topic in the Canadian mortgage market right now. Actually,…
Rising Stress Test Rates – Qualifying for less – and Current Market in the GVA @PULSEFM
Officially all the major banks in Canada have raised their 5-year posted rate. TD was the first national bank that discreetly increased its 5-year posted…
What Makes Prime Fluctuate- Podcast with Ian Power @PulseFM
If you have or thinking of getting a mortgage, or a loan you may have heard the term prime. If you are in the industry…
New Stress Rate – Interview with Pulse FM
We entered 2018 with yet another big change for mortgages. The stress test previously reserved for insured mortgages became the norm for all mortgages (insured…
Advice for Non-Residents Looking to Purchase Real Estate in British Columbia
After helping a number of foreign buyers recently purchase real estate in Vancouver, I’ve realized just how many people are interested in putting down some…
Why Working With An Impartial Mortgage Broker Is More Important Than Ever
Earlier this year we heard of those “crazy Canadian banks” at it again. Despite pains the Bank of Canada has taken to prevent a housing…